Pre-Purchase Survey

This is the most common and the most comprehensive survey performed on both new and used vessels. The condition and operation of the vessel will be examined. It covers structural integrity, electrical, propulsion and fuel systems, other machinery, navigation equipment, electronics, miscellaneous on-board systems, appearance, and overall maintenance as well as an out-of-water inspection and a sea trail. This survey identifies any potential issues or areas that may need attention, allowing for informed decisions regarding the value of the vessel.

Condition & Valuation Survey

This survey assists the insurance company in determining if the vessel is an acceptable risk. Most insurance companies are interested in structural integrity and safety issues relative to the vessel’s intended use. They will also want to know the vessel’s fair market value. By conducting this detailed survey, insurance companies can make informed decisions about coverage. It helps them assess the risk associated with insuring a particular vessel and ensures that both the insurance company and the insured have a clear understanding of the vessel’s condition and value. This in turn helps establish fair and appropriate insurance coverage for the owner.

Damage Survey

An insurance company can request a survey to determine the nature, cause, and extent of damage to a vessel. The insurance company may also ask the surveyor to recommend repairs, review estimates, and determine the pre-loss value of a vessel. A vessel owner can retain a surveyor for the same purposes, but on the owner’s behalf. In both cases, the surveyor serves as an impartial expert, providing valuable insights into the condition of the vessel and helping to facilitate resolution of claims or repair processes. The specific duties may vary based on whether they are working on behalf of the insurance company or the vessel owner.

Marine & Inland Marine Claims, Cargo Theft, and Damage Investigations

Charles is a Marine and Inland Marine Claims Investigator holding an IAMI Certified Marine Investigator (CMI) credential, along with associate surveyor designations from NAMS and SAMS®. His years as a boat owner and lifelong boating enthusiast give him practical maritime insight that complements his formal investigative and law-enforcement background.

His work encompasses a full range of claims involving vessels, inland marine equipment, and cargo including reported thefts, damage, collisions, and allisions. He conducts detailed interviews with the assureds and witnesses, reviews incident facts to determine extent of loss and contributing factors. In marine-related incidents, he also evaluates weather conditions, the vessel operator’s actions and skill level, and the behavior of any other vessels involved.

Charles is experienced in evidence collection and analysis, preparing comprehensive reports, and providing expert testimony. He works closely with law enforcement agencies to support investigations and facilitate asset recovery, serving as an effective liaison between all stakeholders. 

Managing cases from first notice of loss through resolution, he maintains professionalism, clear communication, and meticulous documentation. His work supports subrogation, legal defense strategies, and accurate, timely claim outcomes.